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TRAVEL INSURANCE POLICY

 

TRAVEL INSURANCE POLICY

Travel has assumed huge importance in our life today with the availability of money and the services offered by travel companies. Customized travel to suit our time and needs is more in demand. Senior citizens are more into travel these days and various insurance covers are tailor-made to their requirements.

Travel Insurance​ policy covers  the risks of a financial loss arising, due to unforeseen events like accidents, medical emergency, etc. while you are travelling abroad or are on a domestic tour.
 
Overseas travel insurance covers

  • Overseas medical expenses
  • Accidental death or injury
  • Overseas funeral expenses
  • Loss, theft or damage to personal possessions and money (including travel documents)
  • Delayed baggage (and emergency replacement of essential items) or loss of baggage
  • Loss of passport
  • Missed connecting flight due to delay
  • Trip cancellation expenses due to unforeseen weather conditions, etc.
  • Overseas dental treatment.
  • Hijack distress allowance
  • Home burglary insurance
  • Insurance companies usually cover pregnancy related expenses in case of "life threatening situations"

  

Types of travel insurance policies:

Single trip: One can buy a single trip travel insurance to cover a single trip.

Multiple trip: If one travels quite often, you can go for a multiple trip travel insurance policy.            This policy covers you for all the trips you commence during the period of one year.

Corporate travel: Companies take this policy to cover the frequent trips of their executives.

 
Various polices are on offer  such as overseas student travel, business travel, leisure travel, international  travel. Other types of travel policies such as for  adventure travel are available according to requirements.
 
There are some additional benefits for  senior citizen travel insurance plan like hijack distress allowance, pre-existing medical conditions in case of life threatening situation, etc.
 

Travel Insurance is recommended as it makes your travel and holiday stress free as the risk is taken care of by the Insurer.

 

 

Disclaimer:   

Zen Insurance is an IRDAI registered broker which facilitates quick & accurate insurance broking services. We deal with only regulator approved products of insurers. We do not underwrite the products

 

 

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