Zen Vichaar

  PERSONAL ACCIDENT INSURANCE Personal accident insurance covers death, disablement, bodily injuries to the Insured resulting solely and directly from accident caused by external violent & visible means within 12 months of its occurrence . Accident may include events like: ·          Rail/Road/ Air accidents ·          Injury due to any violent collision/ fall ·          Snakebite, ·          Burn Injury, Drowning, Poisoning etc. Who can buy this policy? Individuals Members of Family Members of Groups Organizations What is the cover? Table I    Death cover Table II     Death and Permanent Total Disablement Table III Death Disablement & Temporary Total Disablement Other Features are: l   Free look Period:   I nsured will be allowed a period of at least 15 days from the date of receipt of the policy to review the terms and conditions of the policy and to return the same if not acceptable. l   Cumulative bonus: Compensation payable shall be i

                                                                      PROJECT INSURANCE Following the Make in India directions of the government, the manufacturing and infrastructure sectors have made inroads into the economic activity. Large construction projects involve a number of hazards both for Principals as well as Contractors and the only way to safe guard against all natural and human hazards is by way of Insurance policies. Various types of policies are designed and customized in keeping with the prevalent needs. Construction Phase Insurance (Project Policies) These are one time policies issued for entire project period irrespective of whether the project period is a few days or a few years: I.                      Contractor’s All Risk Insurance (CAR) II.                    Erection All Risk Insurance (EAR) [ also known as Storage-cum- Erection or SCE Insurance] III.                  Marine – cum – Erection Insurance (MCE) I. Contractors All Risk (CAR) Insura

                                    ELECTRONIC EQUIPMENT INSURANCE   All Establishments, Organizations, Companies have the use of electronics in their day to day operations. With increased use of sophisticated electronic machines, the demand for insurance of the Equipment has become necessary. An Electronic Equipment Insurance Policy to cover all Equipment is the need of the hour. What is Covered? All Electronic Equipment including…   ·          Medical Equipment—ECG, EEG, CT Scanners ·          Communication Equipment—TVs, Modems, Video Players, Video Phone, Facsimiles. ·          Office Equipment—P C s, Computers. ·          Industrial Equipment—CNC Machines Process Control Machines, Instrumentation. ·          Auxiliary Equipment—UPS, SERVO Stabilizers, Room A Cs.   Ø   The term equipment shall include the entire computer system consisting of CPU, Keyboards, Monitors, Printers, Stabilizers, UPS, System Software etc. Ø   Movable/Portable Electronic Equip