India’s rapid digital transformation has reshaped how businesses operate. From UPI payments and cloud adoption to remote work and SaaS platforms, technology is embedded across every sector. However, this growth has also increased exposure to cyber threats such as ransomware, phishing attacks, data breaches, and supply-chain compromises. Cyber insurance in India has emerged as a critical financial safeguard, helping organizations manage losses arising from cyber incidents. What was once considered an IT concern is now recognized as a core business risk—making cyber liability insurance an essential component of risk management for businesses. This article explores the evolution of cyber insurance in India and explains why cyber risk insurance is more relevant today than ever before. Cyber Insurance in India Cyber insurance is coverage that protects businesses from financial losses due to cyber incidents, such as data breaches, ransomware attacks, network outages, and digi...