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Health Insurance

 

                           HEALTH INSURANCE              

           

Good health is the greatest wealth for sustenance of life. Hospitalization  due to sickness and injury can be a taxing experience. Lab tests pharmacy bills, the expenses that follow are cumbersome and burdensome. To help relieve this and to remain with a sufficient level of preparedness various health insurance products are available for all age groups 

Need to buy Health Insurance arises due to:

  • Rising medical Costs

  • Insufficient cover by employers

  • New diseases on the rise 

  • More lifestyle diseases

What is the cover offered :

  • Hospitalisation , pre and post hospitalization, domiciliary hospitalisation and health checkups.

  • Sum Insured chosen may be individual or floating  depending on the family type and size and age.

  • One may also choose add ons  like PA cover, day care procedures etc.

  • Continuous coverage  without break offers a cumulative bonus which adds to the sum insured for claim free policies.

  • Group cover is also an employers choice to cater  to employee benefits with maternity cover for young employees and their spouses.

  • Health insurance for a group can be structured as per specific requirements. Further health insurance for employees working abroad can be covered from India at very competitive cost subject to certain conditions.

  • In addition top up covers for expenses exceeding the sum Insured and the threshold level.


Advantages of a health insurance policy:

Tax exemption under Section 80 D and  seamless transition without break in cover.

Network Hospitals  provide cashless facility.

Network Hospitals are those that work in agreement with insurance providers and the advantage is one’s hard earned money need not be spent to avail quality health treatment.

Can be ported to the nearest branch for quick service.


Health is wealth and the best investment today is to buy Health Insurance


Disclaimer:   

Zen Insurance is an IRDAI registered broker which facilitates quick & accurate insurance broking services. We deal with only regulator approved products of insurers. We do not underwrite the products.


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